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Purchaser's Estimated Closing Costs
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ESTIMATED CLOSING COSTS |
ASSUMPTION |
CONVENTIONAL |
FHA |
VA |
ESTIMATE |
|
ITEMS IN CONNECTION
W/LOAN |
|
LOAN ORIGINATION |
$ n/a |
$ 1% |
$ 1% |
$ 1% |
|
|
DISCOUNT POINTS |
$ |
$ |
$ |
$ |
|
|
APPRAISAL FEE |
$ |
$ 350.00 |
$ 325.00 |
$ 350.00 |
|
|
CREDIT REPORT |
$ 45.00 |
$ 45.00 |
$
45.00 |
$ 45.00 |
|
WAREHOUSE/PROCESSING/
UDERWRITING FEE |
$ |
$
500.00 |
$ Seller
pays |
$ Seller
Pays |
|
|
LENDERS INSPECTION FEE |
$ |
$ 100.00 |
$ 60.00 |
$40.00
if ordered in Vet's Name |
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|
PMI/MIP |
$ |
$ |
$2.25%
x loan amt. if financed |
$ n/a |
|
|
VA FUNDING FEE |
$ |
$ n/a |
$ n/a |
$ |
|
|
TRANSFER FEE |
$ |
$ n/a |
$ n/a |
$ n/a |
|
|
PHOTOS & AMORTIZATION |
$ 0 |
$
0 |
$
0 |
$ 0 |
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TAX SERVICE FEE |
$ 75.00 |
$
75.00 |
$
75.00 |
$
75.00 |
|
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PREPAIDS |
|
INTEREST (DAYS) |
$ |
$ |
$ |
$ |
|
HAZARD INSURANCE (1 YR)
(+FLOOD INS IF
APPLICABLE) |
$ |
$ |
$ |
$ |
|
HAZARD INSURANCE (1 MO)
(+FLOOD INS IF
APPLICABLE) |
$ |
$ |
$ |
$ |
|
|
PMI ESCROW |
$ |
$ |
$ |
$ |
|
TAX ESCROW (2-4 MO)
(NEW
CONSTRUCTION: CALC. ON
IMPRVD BASIS) |
$ |
$ |
$ |
$ |
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MISCELLANEOUS CHARGES |
|
|
|
|
|
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HOME OWNERS ASSOCIATION |
$ |
$ |
$ |
$ |
|
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SURVEY |
$ n/a |
$4 75.00 |
$ 475.00 |
$ 475.00 |
|
|
TERMITE INSPECTION |
$ 65.00 |
$ 65.00 |
$ 65.00 |
$ Seller
Pays |
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HOME INSPECTION FEE |
$175.00-up |
$
175.00-up |
$ 175.00
- up |
$ 175.00
must
be POC |
|
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ATTORNEY'S FEES |
$ 0
|
$ 0 |
$ 0 |
$ 0 |
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RECORDING FEES |
$ 32.00 |
$ 32.00 |
$ 32.00 |
$ 32.00 |
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|
RESTRICTIONS |
$ 0 |
$ 0 |
$ 0 |
$ 0 |
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COURIER FEES |
$ 50.00 |
$ 50.00 |
$ 50.00 |
$ 50.00 |
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ESCROW FEES |
$ 260.00 |
$ 260.00 |
$ 260.00 |
$ 260.00 |
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MORTGAGE TITLE POLICY |
$100.00+ Endorsements |
$100.00 + Endorsements |
$100.00 + Endorsements |
$100.00 + Endorsements |
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|
ESCROW ACCT ASSUMED |
$ varies |
$ n/a |
$ n/a |
$ n/a |
|
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MISCELLANEOUS FEES |
$ 0 |
$ 0 |
$ 0 |
$ 0 |
|
|
TOTAL ESTIMATED COSTS |
$ |
$ |
$ |
$ |
|
|
ESTIMATED
MONTHLY PAYMENT: |
|
PRINCIPAL AND
INTEREST |
|
|
1/12
INSURANCE + |
|
|
1/12
TAXES + |
|
|
1/12 PMI -
FHA + |
|
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TOTAL = |
|
|
|
ESTIMATED TOTAL
COSTS |
$ |
|
PLUS DOWN
PAYMENT + |
$ |
|
LESS EARNEST
MONEY - |
$ |
|
AMOUNT DUE AT
CLOSING = |
$ |
All costs quoted are
subject to change. Therefore, we encourage you to
confirm information
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Purchaser's Name |
_________________________ |
Property Address |
__________________________ |
|
Lender |
_________________________ |
Type Loan |
__________________________ |
|
Realtor |
_________________________ |
Phone |
__________________________ |
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Regency Title Co. L.L.C.
207 North Church Street
McKinney, TX 75069-3800
Phone (972) 562-5377
FAX (972) 562-5766
Proudly serving your Title Insurance needs in
North Texas.


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